The City of Everett offers home repair and renovation services through its Community Housing Improvement Program. CHIP is a HUD funded community service to rehabilitate housing for low and moderate income families in the city limits of Everett and urban growth areas. CHIP has funds available for owner-occupied and non-owner occupied housing rehabilitation. Loans are based on available home equity.
Once a client qualifies, a CHIP Inspector will inspect the home, assist with recommendations of the most important work to be completed, write detailed bid specifications, obtain bids from CHIP approved contractors, and monitor the construction work. There is no charge to the client for these services. Minority and disabled individuals are encouraged to apply.
Income Eligibility Requirements
You (and adult household occupants) must earn less than the gross income* limits listed below to be eligible for the CHIP program (*Gross income is prior to taxes). Households must also have sufficient income to maintain their property, taxes and insurance, as well as living expenses.
Maximum Combined Income For All Household Members Age 18 and Older