Home Repair & Renovation Services (CHIP)

Community Housing Improvement Program 

  • Do you need your home improved?
  • No payments required (if qualified)
  • 3% simple interest rate loans
  • Call CHIP at 425-257-8735

The City of Everett offers home repair and renovation services through its Community Housing Improvement Program. CHIP is a HUD funded community service to rehabilitate housing for low and moderate income families in the city limits of Everett and urban growth areas. CHIP has funds available for owner-occupied and non-owner occupied housing rehabilitation. Loans are based on available home equity.

Once a client qualifies, a CHIP Inspector will inspect the home, assist with recommendations of the most important work to be completed, write detailed bid specifications, obtain bids from CHIP approved contractors, and monitor the construction work. There is no charge to the client for these services. Minority and disabled individuals are encouraged to apply.

Income Eligibility Requirements

You (and adult household occupants) must earn under the gross income* listed below to be eligible for the CHIP program. (*Gross income is prior to taxes.)

​ Person

2 Person
3 Person
4 Person
5   Person
6 Person
7 Person
8 Person
Snohomish County - Median Income     96,000        
Extremely Low (30%) Income Limits ($) 20,200 23,050 25,950 28,800 31,150 33,450 37,140 41,320
Very Low (50%) Income Limits ($) 33,600 38,400 43,200 48,000 51,850 55,700 59,550 63,400
Low (80%) Income Limits ($) 50,400 57,600 64,800 72,000 77,800 83,550 89,300 95,050
Program Overview Video